desktopImage MobileImage

News Release

View printer-friendly version << Back

NVR, Inc. Announces a 45% Increase in Earnings Per Share and 21% New Order Growth for the Second Quarter of 2005

RESTON, Va., July 19, 2005 /PRNewswire-FirstCall via COMTEX/ -- NVR, Inc. (Amex: NVR), one of the nation's largest homebuilding and mortgage banking companies, today announced that diluted earnings per share for its second quarter ended June 30, 2005 exceeded the 2004 second quarter by 45%. Net income for the 2005 second quarter was $167,649,000, $21.42 per diluted share, compared to net income of $115,970,000, $14.82 per diluted share, for the same period of 2004. Consolidated revenues increased 28% to $1,277,689,000 for the quarter when compared to $1,001,376,000 for the same period of 2004. The Company reported that new orders increased 21% to 4,829 units for the second quarter of 2005 when compared to the second quarter of 2004. Backlog at the end of the period increased 13% to 9,554 units when compared to the same time last year. The dollar value of the backlog units totaled $4,021,893,000 at the end of the June 2005 quarter, a 31% increase from a year earlier.

Homebuilding revenues for the three months ended June 30, 2005, totaled $1,257,248,000, 28% higher than the year earlier period. Income before tax from the homebuilding segment totaled $263,597,000, an increase of 45% when compared to the second quarter of the previous year. Gross profit margins improved to 27.8% for the second quarter of 2005 when compared to 25.3% for the same quarter of 2004. The margin improvement primarily resulted from the ability to raise prices in certain markets that more than offset rising material and land costs.

The Company reported that closed loan production from its mortgage banking segment increased 36% during the June 2005 quarter when compared to the second quarter of 2004. Operating income for the 2005 second quarter increased to $13,510,000, a 21% increase from the same period of 2004.

For the six months ended June 30, 2005, consolidated revenues were $2,231,121,000, 19% higher than the $1,878,169,000 reported for the same period of 2004. Net income for the six months ended June 30, 2005 was $285,579,000, an increase of 32% when compared to the six months ended June 30, 2004. Earnings per diluted share for the six months ended June 30, 2005 was $35.68, an increase of 30% from $27.38 per diluted share for the comparable period of 2004.

Because of the favorable backlog position at the beginning of the third quarter the Company has increased its full year 2005 guidance to 20% growth in net income when compared to 2004. The Company also stated that during the first six months of 2005 it had repurchased approximately 506,000 shares of its common stock.

Some of the statements in this release made by the Company constitute "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995, Section 27A of the Securities Act of 1993, as amended, and Section 21E of the Securities Exchange Act of 1934. Certain, but not necessarily all, of such forward-looking statements can be identified by the use of forward-looking terminology, such as "believes," "expects," "may," "will," "should" or "anticipates" or the negative thereof or other variations thereof or comparable terminology, or by discussion of strategies, each of which involves risks and uncertainties. All statements other than those of historical facts included herein, including those regarding market trends, NVR's financial position, business strategy, projected plans and objectives of management for future operations, are forward-looking statements. Such forward-looking statements involve known and unknown risks, uncertainties and other factors that may cause the actual results or performance of NVR to be materially different from future results, performance or achievements expressed or implied by the forward-looking statements. Such risk factors include, but are not limited to, general economic and business conditions (on both a national and regional level), interest rate changes, access to suitable financing, competition, the availability and cost of land and other raw materials used by NVR in its homebuilding operations, shortages of labor, weather related slow downs, building moratoria, governmental regulation, the ability of NVR to integrate any acquired business, fluctuation and volatility of stock and other financial markets and other factors over which NVR has little or no control. The Company has no obligation to update such forward- looking statements.

NVR, Inc.
                      Consolidated Statements of Income
                    (in thousands, except per share data)


                                      Three Months Ended    Three Months Ended
                                        June 30, 2005          June 30, 2004

    Homebuilding:
      Revenues                           $  1,257,248           $    984,833
      Other income                                874                    681
      Cost of sales                          (907,284)              (735,978)
      Selling, general and
       administrative                         (84,235)               (64,341)
        Operating income                      266,603                185,195
      Interest expense                         (3,006)                (3,038)
        Homebuilding income                   263,597                182,157

    Mortgage Banking:
      Mortgage banking fees                    20,441                 16,543
      Interest income                             868                    949
      Other income                                372                    276
      General and administrative               (7,893)                (6,270)
      Interest expense                           (278)                  (371)
        Mortgage banking income                13,510                 11,127

    Income before taxes                       277,107                193,284

    Income tax expense                       (109,458)               (77,314)

    Net income                           $    167,649           $    115,970

    Basic earnings per share             $      26.31           $      17.91

    Diluted earnings per share           $      21.42           $      14.82

    Basic average shares outstanding            6,372                  6,475

    Diluted average shares outstanding          7,825                  7,825



                                  NVR, Inc.
                      Consolidated Statements of Income
                    (in thousands, except per share data)

                                         Six Months Ended    Six Months Ended
                                           June 30, 2005       June 30, 2004

    Homebuilding:
      Revenues                            $    2,196,500      $    1,845,518
      Other income                                 2,933               1,327
      Cost of sales                           (1,586,831)         (1,378,989)
      Selling, general and
       administrative                           (156,650)           (122,823)
        Operating income                         455,952             345,033
      Interest expense                            (5,930)             (5,953)
        Homebuilding income                      450,022             339,080

    Mortgage Banking:
      Mortgage banking fees                       34,621              32,651
      Interest income                              1,784               1,902
      Other income                                   587                 445
      General and administrative                 (14,529)            (12,482)
      Interest expense                              (453)               (617)
        Mortgage banking income                   22,010              21,899

    Income before taxes                          472,032             360,979

    Income tax expense                          (186,453)           (144,392)

    Net income                            $      285,579      $      216,587

    Basic earnings per share              $        43.84      $        33.15

    Diluted earnings per share            $        35.68      $        27.38

    Basic average shares outstanding               6,515               6,533

    Diluted average shares outstanding             8,004               7,911



                                  NVR, Inc.
                         Consolidated Balance Sheets
               (in thousands, except per share and share data)

                                       June 30, 2005         December 31, 2004
                                        (unaudited)
    ASSETS

       Homebuilding:
         Cash and cash equivalents     $   259,804              $   362,458
         Receivables                        36,346                   14,020
         Inventory:
           Lots and housing units,
            covered under sales
            agreements with customers      754,876                  538,770
           Unsold lots and housing units    42,419                   40,052
           Manufacturing materials and
            other                           12,098                    9,718
                                           809,393                  588,540

         Contract land deposits            478,774                  384,959
         Assets not owned, consolidated
          per FIN 46R                      163,114                   89,924
         Property, plant and equipment,
          net                               25,556                   25,330
         Reorganization value in excess
          of amounts allocable to
          identifiable assets, net          41,580                   41,580
         Goodwill and indefinite life
          intangibles, net                  10,579                    6,379
         Definite life intangibles, net        437                        -
         Other assets                      118,876                  109,778

                                         1,944,459                1,622,968

       Mortgage Banking:
         Cash and cash equivalents           5,275                    4,907
         Mortgage loans held for sale,
          net                              153,614                  138,595
         Mortgage servicing rights, net        105                      126
         Property and equipment, net           925                      996
         Reorganization value in excess
          of amounts allocable to
          identifiable assets, net           7,347                    7,347
         Other assets                        2,886                    3,028

                                           170,152                  154,999

           Total assets                $ 2,114,611              $ 1,777,967


    LIABILITIES AND SHAREHOLDERS' EQUITY

      Homebuilding:
        Accounts payable                $   240,726            $   215,002
        Accrued expenses and other
         liabilities                        294,937                234,815
        Liabilities related to
         assets not owned,
         consolidated per FIN 46R           130,360                 63,568
        Customer deposits                   287,813                203,835
        Other term debt                       3,464                  4,077
        Senior notes                        200,000                200,000
                                          1,157,300                921,297
      Mortgage Banking:
        Accounts payable and other
         liabilities                         13,149                 11,949
        Notes payable                       127,772                  9,726
                                            140,921                 21,675

          Total liabilities               1,298,221                942,972


        Commitments and contingencies

        Shareholders' equity:
        Common stock, $0.01 par value;
         60,000,000 shares authorized;
         20,592,640 and 20,597,709
         shares issued as of June 30,
         2005 and December 31, 2004,
         respectively                           206                    206
        Additional paid-in-capital          464,154                406,705
        Deferred compensation trust-
         547,697 and 549,029 shares
         of NVR, Inc. common stock as
         of June 30, 2005 and December
         31, 2004, respectively             (76,303)               (76,366)
        Deferred compensation liability      76,303                 76,366
        Retained earnings                 2,196,648              1,911,069
        Less treasury stock at cost -
         14,247,194 and 14,023,631
         shares as of June 30, 2005
         and December 31, 2004,
         respectively                    (1,844,618)            (1,482,985)
           Total shareholders' equity       816,390                834,995
             Total liabilities and
              shareholders' equity      $ 2,114,611            $ 1,777,967



                                  NVR, Inc.
                              Operating Activity
                                 (unaudited)
                            (dollars in thousands)

                                               Three Months Ended June 30,
                                                    2005         2004

    Homebuilding data:
      New orders (units)
        Washington (1)                              1,348        1,160
        Baltimore (2)                                 603          431
        North (3)                                   1,942        1,572
        South (4)                                     936          838
          Total                                     4,829        4,001

      Average new order price                      $408.1       $360.2

      Settlements (units)
        Washington (1)                                977          764
        Baltimore (2)                                 317          400
        North (3)                                   1,379        1,274
        South (4)                                     743          572
          Total                                     3,416        3,010

      Average settlement price                     $366.8       $326.0

      Community count (average)                       504          438

    Mortgage banking data:
      Loan closings                              $857,821     $628,598
      Capture rate                                     88%          84%

    Common stock information:
      Weighted average basic shares
       outstanding                              6,372,000    6,475,000
      Weighted average diluted
       shares outstanding                       7,825,000    7,825,000
      Number of shares repurchased                190,700      294,289
      Aggregate cost of shares
       repurchased                               $146,910     $131,920


        (1) Washington, D.C. metropolitan area and adjacent counties in
            Maryland, Virginia and West Virginia
        (2) Baltimore, MD metropolitan area and adjacent counties in
            Pennsylvania
        (3) Delaware, Maryland Eastern Shore, New Jersey, New York, Ohio and
            Pennsylvania
        (4) North Carolina, South Carolina, Tennessee and Richmond, VA



                                  NVR, Inc.
                              Operating Activity
                                 (unaudited)
                            (dollars in thousands)

                                                  Six Months Ended June 30,
                                                     2005          2004

    Homebuilding data:
      New orders (units)
        Washington (1)                               2,259         2,141
        Baltimore (2)                                1,030           830
        North (3)                                    3,255         2,877
        South (4)                                    1,597         1,471
          Total                                      8,141         7,319

      Average new order price                       $405.4        $352.7

      Settlements (units)
        Washington (1)                               1,606         1,473
        Baltimore (2)                                  658           792
        North (3)                                    2,398         2,405
        South (4)                                    1,369         1,049
          Total                                      6,031         5,719

      Average settlement price                      $363.2        $321.8

      Backlog (units)
        Washington (1)                               3,206         2,906
        Baltimore (2)                                1,188           922
        North (3)                                    3,606         3,196
        South (4)                                    1,554         1,466
          Total                                      9,554         8,490

      Average backlog price                         $421.0        $361.0

      Community count (average)                        493           444
      Lots controlled at end of period              97,000        75,000

    Mortgage banking data:
      Loan closings                             $1,472,313    $1,151,937
      Capture rate                                      88%           83%

    Common stock information:
      Shares outstanding at end of
       period                                    6,345,446     6,379,940
      Weighted average basic shares
       outstanding                               6,515,000     6,533,000
      Weighted average diluted
       shares outstanding                        8,004,000     7,911,000
      Number of shares repurchased                 506,150       551,619
      Aggregate cost of shares
       repurchased                                $395,316      $245,857


        (1) Washington, D.C. metropolitan area and adjacent counties in
            Maryland, Virginia and West Virginia
        (2) Baltimore, MD metropolitan area and adjacent counties in
            Pennsylvania
        (3) Delaware, Maryland Eastern Shore, New Jersey, New York, Ohio and
            Pennsylvania
        (4) North Carolina, South Carolina, Tennessee and Richmond, VA

SOURCE NVR, Inc.

Dan Malzahn of NVR, Inc., +1-703-956-4204
http://www.prnewswire.com